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Next Show: Tuesday, July 24th, 2007 @ 11:06amFrom our new Valley Talk Studio in the Historic Venetian TheaterArchivesMay & June 2007, April 2007, March 2007, February 2007, January 2007, December 2006Archives 2006Content from 12/26/2006 Joining Hosts Jim Willhight and Craig Solomon was Sonny Dawson from Identity Theft Shield. We spend a part of the hour talking about identity theft, how it can happen, how it can be prevented, and if and how you can recover. Bio: Sonny has been in the security industry since 1973. His experience in the asset protection industry has lead to owning and/or operating a half dozen security companies. He has done in excess of 4,000 hours of seminars in the industry in three countries, often been a featured speaker at the International Security Conferences (ISC). Sonny is currently one of three Certified Identity Theft Risk Management Specialists in Oregon. Sonny is currently the General Manager of The Security Company, founded in 1977. Go to Download mp3 Audio Archive Section. 
Content from 12/12/2006 Smishing, comes from the term SMS, the protocol used by everyone to send messages back and forth from phone to phone. Smishing: New form of Phishing, but goes to you Cell Phone, many are from fake online dating services requesting users sign up or something fake regarding your membership, which of course you would not have. The fake smish may download a Trojan or virus onto your cell phone can cause damage or disrupt your phone or network. Some of the Smishing viruses can even open up your phone to eavesdropping and recording of your phone call. The Smishers can of course get your phone book and send the Smish to everyone on your list and steal their information. Certain phones, Sybian 60's, Smartphones, etc, have data stored and other programs that may contain password information. The Smisher can steal that data. Other forms include a link saying that your phone account is about to be cancelled and if you don't go to a specific link from your computer within 24-48 hours your account will be cancelled. Of course this link is a spoof link and the website will attempt to download a Trojan or virus to you computer which could do a host of damage. Top 10 Scams 2006 Number 10 Craigslist Scam: Same scam, different twist, seems it occurs in the area where people are looking for roommates or have a room for rent. The listing party gets an email or is contacted by someone saying they want the place and that her employer will be sending her expense check direct to the person / landlord. They ask you take the money out for the rent and deposit and then send a MO back via FedEx to the renter. Of course the check turns out to be bad and it is too late to get back your good MO you sent.. it has been cashed and the scammer is long gone. Number 09 Oprah's Ticket Scam: Illinois Attorney General Lisa Madigan recently warned consumers about this scam, alerting them to emails or letters that told them they had won tickets to a taping of the talk diva's show in Chicago, or had been offered a tour package that included a taping of the show. The communication asked for sensitive personal information, which, if provided, could allow their identities to be stolen. In this case, e-mail recipients are asked to submit personal information and told they will receive tickets to The Oprah Winfrey Show after verification of certain financial information and/or the wiring of money to an unknown third party. However, according to Harpo Productions, Inc., The Oprah Winfrey Show does not sell tickets or ticket travel packages to fans. Number 08 Grandparents Scam: Aimed at the elderly, people gather data on seniors and those in both assisted living, and nursing homes. Someone with a young voice calls and ys something like, "It's me, grandpa." The elderly person will respond, thinking it's one of their grandchildren. The scammer then tells a tale of woe, saying they are in trouble and need some money, "and please don't tell mom." The grandparent obligingly sends a few hundred dollars, thinking they're helping a grandchild. Investigators say it works more than you might think. Number 07 Bogus Fuel Saving Devices: People are eager to save money this year due to the high cost of fuel, so people are ripe for the picking when this scam hits home. Some scammers tried to sell pellets, that when dropped into a fuel tank improves fuel efficiency. Another was for a magnetic device that attaches to the engine. Neither improves efficiency, however it does improve padding in the scammers wallet. Number 06 Pump & Dump: A scam we have mentioned several times already. The scam is simple, millions of emails go out pretending to be from a friend offering you insight into an amazing deal on a new stock. Sadly millions of people fall for it, and buy the stock, shoot the price of the stock up, when the scammer dump their stock at the new high, make millions and the stock plummets, causing the tricked investors to lose everything. Number 05 Nigerian Scams (419): We are still amazed that thousands of victims still fall for the scam, it is so widely publicized, we would just hope that there is no one left on this planet that would fall for this scam, but yet it happens. The scam is simple and they are all pretty much the same. Someone receives an email from a dignitary a wealthy dying person who needs to desperately get their money out of the country. They promise the victim of this scam a sizeable percentage of the money just for helping them get it out of the country. The victim either has to send money to cover fees or provide their bank account information, or both. The scams are mostly run from Nigeria and get their name because they are covered in section 419 in the Nigerian penal code. New twist is that that the victims do what is called Scambaiting, contacting the originator of the fraud and stringing them along and making them jump through hoops and waste time. Number 04 Negative Option Scam: The sad part of negative option scams is that these scams are perpetrated by real businesses and not total. When doing online purchases, once you complete a purchase a pop up window may appear giving you an offer for a free item, or a free service. The problem is that by accepting the free item or service you are enrolling yourself into a program or service that will charge your credit card each and every month until you stop it. The consumer may think there is no harm in accepting the "free offer," because they don't realize there strings are attached. While laws generally require consumers to make an "informed consent" to purchase, negative option turns the transaction around. It assumes the consumer has made the purchase, unless the consumer "opts out" or takes the "negative option." Number 03 Phony Job Scam: Courier jobs are being offered to applicants that post via online websites like Monster and Career Builder. The scam is a simple one. Once an applicant accept a job they are instructed to receive large checks and deposit them in their personal accounts. They are then instructed to wire the money to an account out of the country. The checks, of course, are counterfeit, but they aren't exposed until after they have been deposited and after the victim has wired the money -- their own money, it turns out -- to the scammer. Number 02 Phishing and Vishing Scams: Identity thieves "phish" for a consumer's personal information, are getting more prevalent, due in large part to technological advances. The use of email now makes to increasingly easy for criminals to trick people into revealing account numbers, passwords and social security numbers. Cleverly designed emails appear to be from a bank, credit union, or online payment service like PayPal, requesting account verification. If the consumer clicks on a link in the email, they are taken to a site designed to look like the bank's actual site, where they are instructed to enter the sensitive information, which is captured and used for identity theft purposes. In 2006, Vishing arrived on the scene. Instead of asking the spam recipient to click on a link, they are instructed to call a toll-free customer service number, which seems more the way a financial institution might do business. When they call, an automated system instructs the caller to enter account numbers or passwords, which are then recorded by the scammer. Number 01 Fake Lottery Scam: Our number one scam for 2006 is the Fake Lottery Scam, costing one man in Kansas over $300,000.00. This scam is simple, someone receives an email promising victims they have won thousands of dollars in a Canadian or European lottery, they target the elderly, who seem to be particular susceptible to these schemes. In New York alone they have confirmed over 400 documented cases of people falling for this scam, losing anything from a few hundred dollars up to $35,000. In each case, the victims sent money, usually to Canada, thinking they had to pay insurance or taxes before they could collect these bogus prizes. Although this targets the elderly, many younger people fall for this scam as well. The scammers and victims exchange phone calls and often form a bond, making the victim feel safer and more secure about the transaction. No legitimate contest will ever ask you to pay a fee for a prize won, nor can you win a contest you never entered. Food For Thought: * Top Banks Javelin Strategy and Research firm evaluated 24 major banks, comprising 60 percent of the American financial market and found that JP Morgan Chase, Bank of America and Washington Mutual Bank get the top grades for preventing Identity Theft. * Kaiser Permanente Laptop Stolen: More than 38,000 Colorado patients of Kaiser Permanente may be at risk for identity theft, after a laptop containing their personal data was stolen from a Kaiser employee in Oakland, California Go to Download mp3 Audio Archive Section. Content from Debut Show 11/28/2006 Rash of fake emails saying coming from your email server, that there is a worm that was sent to all users of this email account / server / ISP etc.. and you have to install and run this program to fix, ... you know the rest. Sample: Re: Mail server report. Our firewall determined the e-mails containing worm copies are being sent from your computer. Nowadays it happens from many computers, because this is a new virus type (Network Worms). Using the new bug in the Windows, these viruses infect the computer unnoticeably. After the penetrating into the computer the virus harvests all the e-mail addresses and sends the copies of itself to these e-mail addresses Please install updates for worm elimination and your computer restoring. Best regards, Customers support service Attachment: Update-KB2703-x86 New, emails fake job offers, require $ for processing applications New scam where they want you to process money for them as they don't have an account in the USA . New email that says your account is bad, problem, out of date, bad credit card or whatever, but asks you to call a phone number and wheedles you out of all your information. They are using VIOP so you can't trace the call later once you know you are scammed. They call this vishing. The other issues with using VOIP it will be a local call, so it seems much more realistic. Hugh rash of Stock & IPO Emails / Dump and runs Goto Download mp3 Audio Archive Section.
 
Goto Download mp3 Audio Archive Section.
Next Show: Tuesday, July 24th, 2007 @ 11:06amFrom our new Valley Talk Studio in the Historic Venetian TheaterArchivesMay & June 2007, April 2007, March 2007, February 2007, January 2007, December 2006Quick Links
No Scam EmailEmail: noscams@kgal.com
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KGAL & KSHO broadcast to the Mid-Willamette Valley in Western Oregon.
Among the communities served are Albany, Corvallis, Lebanon and Salem. 
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